Financing

How VIVAIR Pro financing works, who grants it and what your rights are.

Where it is available

Financing for consumers is only available in Spain, for adult consumers resident in Spain. In Germany, Austria and the Netherlands you can also pay in instalments with Klarna, under the terms Klarna shows you at checkout. Klarna decides which options it offers depending on the amount and the country.

Who grants the credit

The credit is granted by ABANCA, which assesses each application and decides on its approval. FILTIC PRO S.L. (VIVAIR) does not grant credit: we help you with the application and put you in touch with the lender.

Representative example

Amount financed: €3,290. Term: 60 months. Nominal rate (TIN): 16%. APR (TAE): 17.23%. Monthly instalment: €80.01. No arrangement or assessment fee. Total amount payable: €4,800.60. Total interest: €1,510.60.
Subject to approval by ABANCA. The APR may vary if the amount or term changes.

Information before signing

Before signing you will receive the Standard European Consumer Credit Information, with all the terms, so you can compare them calmly.

Withdrawal from the credit

You can withdraw from the credit agreement within 14 calendar days of signing it, without giving any reason. You will only repay the capital received and the interest for the days you had it.

If you withdraw from the purchase

The credit is linked to the purchase of the device. If you exercise your right of withdrawal from the purchase, the credit agreement is also cancelled, at no cost to you.

Leasing for professionals

Companies and self-employed people with business activity in Spain can lease VIVAIR Pro with GRENKE. It is a business-to-business contract: consumer credit rules and consumer withdrawal rights do not apply. We tell you the terms in the proposal.